The Best Credit Cards Based On Your Spending And Rewards Needs

Credit Cards. Most of us have at least one. But how do we know if the plastic we're using is the best one out there? Well, a new report from GoBankingRates is here to help. 

The site has come out with its picks for the best credit cards for 2021, breaking things down into five categories:

• Travel
• Airline
• Overall rewards
• Balance transfer
• Cashback

Best Travel Credit Cards

1. Chase Freedom Unlimited
2. Chase Freedom Flex
3. Barclays JetBlue Plus Mastercard
4. U.S. Bank Altitude Connect Visa Signature
5. U.S. Bank FlexPerks Gold American Express

(click here for the complete list)

Best Airline Credit Cards

1. Delta SkyMiles Platinum American Express
2. Chase United Quest
3. Chase United Explorer
4. Delta SkyMiles Gold American Express
5. First Bank Sun Country Airlines Visa

(click here for the complete list)

Best Rewards Credit Cards

1. American Express Blue Cash Preferred
2. Chase Freedom Unlimited
3. Chase Freedom Flex
4. PenFed Platinum Rewards Visa Signature
5. U.S. Bank Altitude Go Visa Signature

(click here for the complete list)

Best Balance Transfer Credit Cards

1. Navy Federal Credit Union Platinum
2. Union Bank Platinum Visa
3. SunTrust Cash Rewards
4. M&T Visa
5. KeyBank Latitude 

(click here for the complete list)

Best Cash-Back Credit Cards

1. Chase Freedom Unlimited
2. Chase Freedom Flex
3. American Express Blue Cash Preferred
4. U.S. Bank Cash + Visa Signature
5. Citi Custom Cash 

(click here for the complete list)

SOURCE: GoBankingRates