How Much Should You ACTUALLY Spend To Treat Yourself?

Spending money on things that make you happy is part of self-care, but how much of your budget should go to treat yo’ self activities?


Ellie Thompson, CEO of financial consulting firm Money Therapy, explains that treating yourself should be a daily activity, but to keep the spending within reason, it should be limited to things or services that truly bring you joy and not wasted on things you feel so-so about. So cut out the non-essentials and focus on the treats that you love most.

As far as the budget goes, Thompson says her clients follow the 50/20/30 Rule, which means 50% of their income goes to fixed expenses like rent and utilities, 20% to savings, and retirement goals, and 30% towards guilt-free spending. So the treat yourself money comes from that 30%.

Source: Hello Giggles

Chris Carmichael

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