What's at the center of every relationship? Love...Trust...how about your credit score!
According to their website, CreditScoreDating.com allows members looking for serious dating to join for free and find compatible mates.
Founder, Niem Green, saw a gap in the dating industry and the idea that credit scores are an indicator of how well someone handles commitment and honors agreements led to the creation of this online dating site,” it explains. “When the site first launched in 2006, most of the members were in their 40s and, according to Green, often had relationships end because of financial issues. Following the financial crisis, the site experienced a surge in membership and a decline in the average age of members.
The dating site offers five tiers of account type, ranging from a limited free account to a $109.99 “elite card member” account.
The Science Behind It!
Apparently Americans with higher credit scores are 14 percent more likely to find love within the next year than are singles whose scores are about 100 points lower. And when it comes to sticking together, couples have the best chances if they both have similar credit scores.
“Couples with larger score gaps at the beginning of their relationship are more likely to subsequently separate,” wrote authors Jane Dokko, Geng Li and Jessica Ayes. They added that creditworthiness appears to “reveal information about an important relationship skill.”
What skill is that? Well, it could be a person’s general trustworthiness and commitment to obligations, not just those relating to debt, the researchers wrote. That could mean someone with a high credit score is more likely to value the obligations of a committed relationship, for example, and be less likely to cheat or back out of those promises.
With financial stress often cited as a reason for divorce or breakups, it makes sense that matching a date’s creditworthiness to your own could help avoid future heartbreak.
The study found that couples on average have a credit score difference of 69 points, compared with a difference of 150 points for two random people who might bump into each other at a bar.
Here is some good news! Couples’ credit scores tend to become more similar the longer they’re in a partnership, which makes sense given that they’ll likely merge bank accounts and take out loans together.